Business

Dear Mr Fahour, I am using an Open Letter as you do appear to be very elusive and difficult to contact; mildly surprising as most CEO's employ folk to receive communications from people, filter out the noise and pass on the important stuff. I am writing because it seems obvious that you are not wholly aware of what is happening at the coalface of Australia Post. It is not working. Here's Two examples. One. I received an email saying I would be receiving a parcel today. In that email was a button the purported to allow me to define a Safe Drop and to not need a signature. I clicked the button and logged in. However, I then got a 'An Unknown Error Occurred'. Oh Dear - especially as I've reported that error a couple of times now and know NO-ONE who it has worked for. Two...
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Dear Dealer Partner: Thank you for helping to make Westlake recognized across the industry as a financial leader. We are thankful for your business and helping us grow! We are financially strong and ready to aid you in selling more vehicles and we are now the largest privately owned auto finance company in the nation. For over 20 years we have been providing lending programs custom catered to help you finance your customers. It is our belief that no one should be turned down! “We always give you a way to go!” SM We will strive to offer competitive programs suited to meet your ever changing needs. Tax season is now upon us and tax season at Westlake is historically our busiest time of the year. Although we have a full suite of products that can approve your 0 FICO customers up to...
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Recruiter’s Everywhere, 1 Recruiter Street, Recruitersville, Recruiterland, R12 X567. Dear Recruiter, I’ve been working with Social Talent for just over 2 and a half years now. And although I started off not knowing anything about the recruitment industry, what recruiters did, or how it all worked/should work, I now know quite a lot about what sets a great recruiter apart from a no-so-great recruiter. Which is why I now feel now is the right time for me to sit down and compose this open letter to all those not-so-great recruiters out there. But while, I don’t mean to offend any of you with this letter (I ultimately want to help you be the best recruiter you can be), I will warn you that I do have a number of grievances I need to get off my chest! Here goes… Do you really care that I...
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Dear Ms. Contreras-Sweet, I have a vested interest in the U.S. Small Business Administration (SBA). I've been a small business owner and a small business lender for more than a decade, and I specialize in the SBA 504 loan. Early in my career I learned how powerful the 504 loan can be, with the ability to help small businesses create wealth through commercial property ownership and lower the risk for lenders at the same time. In fact, I even have a 504 loan myself. It's the perfect public-private partnership (as close to perfect as I can imagine), and I decided to build a business that specializes in this particular loan program. Back then, I got a lot of funny looks when I told people I wanted to start a commercial lending firm with only one loan product, and a government-backed one at...
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Dear Mr. Minack, I read an article on Business Insider indicating you are retiring from your position as an investment strategist with Morgan Stanley. Let me start by wishing you well in your retirement. The article referred to "amazing" investment advice you gave just before you resigned. I am always curious about the advice given by Wall Street pros like yourself, so I couldn't wait to learn details about your "amazing" advice. The article noted that you didn't explicitly give this advice, but you demonstrate why any other investment strategy is "idiotic." Here's the "amazing" advice: Don't pick stocks. Don't time the market. Buy low-cost, tax-efficient index funds. Realistically, there is nothing "amazing" about this advice. It's set forth in books written by me, Jack Bogle...
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Dear Paul: I was reading your article How Did Economists Get It So Wrong. Who are these economists who got it so wrong? Speak for yourself kemo sabe. And since you got it wrong - why should we believe your discredited theories? It is a sad fact that whenever something bad happens people will claim that it means that they were right all along, and other people will listen to them. A professional prosecutor frustrated by the fact that you can't beat confessions out of suspects? Wait until September 11 and try again and this time call it the "Patriot Act." A progressive who would like to see higher taxes and more government programs? Wait until there is an economic crisis and call it a "fiscal stimulus bill." Here we are, the recession is over and we've spent 10% of...
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Dear Mr. John Dugan, Chair, and Members of the Board of Directors of Charity Navigator: As you know, Charity Navigator has become an important institution influencing donors, nonprofits and the public at large. As a result, the direction and work of Charity Navigator is of material interest to many stakeholders, perhaps especially nonprofit organizations. With 9,400 nonprofits who are members, we at the California Association of Nonprofits -- CalNonprofits -- would like to take this opportunity to share some thoughts as you define Charity Navigator's next steps and renewed vision, and select a new CEO. First, we applaud the new direction you have taken towards multi-dimensional ratings of nonprofits with your planned Results Reporting to be launched in 2016. In particular, we...
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Dear Walmart Treating customers like criminals is NOT helping your bottom-line. After work today, I visited the Walmart at 3075 E. Tropicana, Las Vegas, to purchase dinner and a variety of items, one being a 3-pack of razor cartridges. For whatever reason Walmart started locking up the razors, so now people have to search the various aisles for a sales person before even getting access. However, the kicker is not the lock up of the razors or the inconvenience of having to wait for a sales person but actually the nerve of Walmart to require a person to pay for a $13.27 3-pack in a separate transaction at the pharmacy counter because they assume everyone is a criminal and the theft of said $13.27 razors is inevitable. Really Walmart!? $13.27 is the threshold for which...
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To The FBI FEDERAL BUREAU OF INVESTIGATION Copy to: Department of Justice US EMBASSY BOGOTA COLOMBIA US GOVERNMENT. REF: COMPLAINT ID: I 1506071229174771 OF: TOTAL PLAY INC. AND TOTALPLAY S.A.S. AGAINST: GO DADDY INC ARIZONA USA / TV AZTECA SAB OF CV MEXICO D.F. COMPLAINT ID : unauthorized transfer of assets, www.total-play.com www.total-play.co domains. transferred by Go Daddy INC and usufruct and used by TV AZTECA SAB DE CV, without complaints have been completed and legal requirements to the competent authorities The panel comprised: David Quinto (Hollywood, Ca, USA), Loureiro Da Silva (Rio de Janeiro, Brazil) and Pablo Palazzi (Buenos Aires, Argentina). They disregarded order more tests and failed...
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Dear Active Fund Managers: Please do not give up! We know that 2014 was an especially difficult year for you, and though it was not the first difficult year that you have endured, it was surely the most public. Do not allow yourselves to feel discouraged from headlines like “The Decline and Fall of Fund Managers” and “The Triumph of Index Funds”; maybe your bets and predictions will be more accurate in 2015. It cannot be easy watching institutions and retail investors aggressively shift their assets from active to passive funds – Morningstar data for a trailing one year period through November 30th showed that active U.S. equity funds lost $91.9 billion, while passive U.S. equity funds received $156.1 billion. At least there were positive flows of $67.6 billion across all active U.S....
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