I am writing this letter as an ordinary consumer and concerned citizen, affected by the recent developments in the mortgage rates as reported on BBC.
The abrupt increase in mortgage rates, particularly by Santander and the Coventry Building Society, has introduced an element of financial instability to many. As noted in the article, Santander's new business mortgage rates increased between 0.05% and 0.43% on a single day, while the Coventry Building Society plans to hike its two-, three- and five-year deals. These changes are not just numbers on a page, but represent significant shifts in the financial obligations of businesses and individuals alike.
Furthermore, the report indicated that an average two-year fixed-rate mortgage deal is now £35 a month more expensive than just a...
Consumer Complaints
27/05/2023
Dear recipients,
This is an open letter to Dun Laoghaire Welfare/Intreo, my local Welfare centre. It's a long letter and is published online as well.
You are legally recipients as I have copied you in on this letter.
After causing years of harm and distress to claimants and not operating professionally, Dun Laoghaire have made me their latest victim, seemingly through malice rather than just sheer incompetence, and as a result I am destitute and face losing my home. Any amount of frantic and panic stricken contact with dun Laoghaire welfare and other offices has been coldly and completely ignored. This is illegal, and I find that when an authority tries to ignore a vulnerable adult, the best thing to do is circulate the communication until that authority is shamed...
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Subject:
Dear YouTube Music Team,
As a long-time user and an ardent fan of your platform, I have always appreciated the content and features that YouTube has offered. The decision to consolidate my music streaming experience by switching from Spotify to YouTube Music seemed logical, given your strong reputation in the online video domain.
However, upon making the transition, I was left feeling disappointed by the user interface and overall experience with the YouTube Music app. With all due respect, I believe that being a part of the Google family warrants a higher level of quality and functionality in your products, especially when compared to the competition.
To begin with, the YouTube Music interface appears cluttered and less intuitive than Spotify's, which makes it...
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Dear Telecoms Companies,
I am writing this open letter to bring to your attention a matter of great concern that affects many of your customers - excessive and unexpected phone bills. As a trusted provider of communication services, it is imperative that you take an active role in ensuring that your customers are informed and protected from the financial burden of these bills.
In today's world, the use of mobile phones and data services has become an integral part of our daily lives. However, it is unfortunate that many individuals are still falling victim to complicated roaming and data charges that result in excessive phone bills. These bills can have a profound impact on an individual's life, often leaving them with financial difficulties that are not of their own doing.
It is...
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My open letter to HPCSA.
We, the practitioners that ensure your very existence, would like to know why you feel the need to abuse us by unilaterally increasing the our annual fee this year, for the third year in a row.
According to your publicly available annual report from 2020/2021, you registered 30 000 practitioners. These obviously vary between interns/medical officers/specialists, etc. And if we are to use a Conservative estimate of 20 000 independent practitioners, this would mean that your fees for this year would amount to R3266 × 20 000 = R65 320 000.
We, the practitioners that ensure your very existence, would like to know what exactly this money went towards, and will go towards, and why such a massive increase is needed in the first place.
In a publicly available...
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On February 4th , 2022 at approximately 1 pm today during my lunch break I went to Walmart at 3580 Memorial Drive, Decatur GA 30032 to shop for groceries/ essentials before the freeze that was happening to Atlanta that night. I left around 4:30pm. Why? Because of Walmart’s discriminatory practices where I was profiled, illegally detained at the door, considered and treated as a criminal, and when I asked for my money back; upon being told I could not have my refund; I was refused my receipt even though my items had been placed back on the shelf. I was forced to contact police, and was finally given my stapled receipt to return to Walmart the next day to be refunded over $400 dollars all because of a $6.11 case of eggs that did not fit in a bag.
So, to put this in perspective, my...
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This is an open letter, about and to, Merck Pharma and the FDA regarding the new COVID pill. Let's start with a little background.
Merck manufactures Ivermectin, but the patents are up, so lots of people manufacture it.. So, Merck really can't make much money off of it. Right now the cost of Ivermectin is actually somewhere around $12 a dose, which is high, because of demand.
Ivermectin, a Nobel prize winning drug, in addition to being used and promoted by leading doctors at FLCCC and by Dr. Zelenko, has been proven by India and Japan, among other countries, to basically eliminate COVID. When used early it practically eliminates hospitalizations and death by 80%+ compared to no early treatment. This can be easily verified by anyone that cares. And based on the latest data out...
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This is a copy of a letter I sent to NPR.
I just finished reading your "How Ivermectin became the new focus..." article by Pien Huang and I'd like to point out three important facts that your reporter failed to mention. If I am wrong about the facts I'm going to mention then I want you to tell me why they are wrong. Show me proof that they are wrong. If I am right, then you need to either retract this story or reprint it, with the relevant facts mentioned. I expect one or the other, or I will take further action against your organization.
First, she talks about cases where patients have taken doctors to court to force them to prescribe Ivermectin. Yes, this has happened multiple times, and in most of the cases, the doctors were forced to give the Ivermectin. What your reporter...
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Apparently, jointly with the APhA and the ASHP, via MSNBC's Chris Hayes, Dr. Harmon is asking medical professionals to stop using Ivermectin to treat COVID-19, that there are other drugs that can be used, and "Ivermectin has not been shown to be one of those to be effective for the COVID-19 virus."... "right now the safest thing for you to do is take the current approved courses... If you require more treatment, there are established, safe, very well-approved treatments.
Then they go on to say that Ivermectin is a deworming medicine for animals, which also treats lice, and some skin conditions. And then, they mention that doctors have reported success using it for COVID-19, talking about some study where continued use of Ivermectin for five years help treat patients with mild COVID-19...
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Let me first say that I really appreciate that Alabama passed a law to prevent discrimination against people based on their vaccination status. Compared to what's going on in some states and other countries, it's a huge relief to know that government believes in freedom of choice and personal sovereignty. However, I believe there is still room for improvement as it relates to the message that is being pushed.
I've seen multiple news stories where leaders are being quoted as saying that everyone needs to be vaccinated and that it's the quickest way to get out of this mess. Unfortunately those statements are inaccurate, and I challenge them to do the research. The fact is that the vaccines do not work. That can now be easily seen if you look at what has happened in the highly...
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